Eff You Friday. Numb arms

Screw me for not putting the $100 check we wrote to our friends for their wedding in the account. And screw them for waiting over a month to cash it.


I noticed the account was overdrawn yesterday, nothing new to this house hold. Whatever. We couldn't do anything till Spaghetti got paid today.

Fanfuckingtabulous. Spaghetti got paid and of coarse the mortgage was set to come out SO we are still overdrawn. Ummm... yeah. That was payday. So I still need $80 to just cover the account.


Weaky is out of milk (as of last night) I am on my last gallon of water, and we finished the last of our chicken last night.


Um so for dinner we have... tap water... waffles... or...


So I had to call Spaghetti at work. Every time the accounts go bad, my arms go numb. I swear I will lose my tree sooner then later. I called to tell him we need to take another one of the Wrigley checks (being held for the second part of taxes) to get us out of the red, and feed the babies.


The crazy thing is when someone told us, well, many someones, told us that raising a family is hard they were not kidding.


Most of my friends and family are broke. In the same boat as me. Wondering how the rent, or mortgage will get paid, how to possibly budget food with negative funds. And praying to god that both kids can get potty trained so diapers are one less thing to pay for.


Some of my family and friends are better off. It's not that they are rolling in money. We all have our debt. But I would love to be that family that can buy groceries, or just buy the kids or (gasp) myself a new shirt once in a blue moon.


We keep the kids accounts as they are. The get any money that is given to them, and I don't touch it. Working at the bank I saw SO many parents empty their kids accounts, swearing they would pay it back.


I guess out of all this money madness, I am just trying to get our house back into some kind of order. Less clutter, a happy place to be.


I think with the no money situation, I am SO much more hostile, and likely to just snap at the kids, Spaghetti or the poor dogs. I apologize in advance and for times past. The finances are a heavy burden to carry.

The funny thing is I love being a SAHM. But I almost can't wait to have some sort of job so I can make money for this family. I miss my Banker job, that was great money, and my monthly bonus' for making sales was great. That was insane.

First married. In our little condo, saving for a house. We had a mortgage of $542 (2 bed, 1.5 bath, brick condo in nice area of J Town) there was so much money coming in we put... get ready for this... $700 into savings a month!! I also had 25% of my check going to my 401K (oh, that is gone)

It was a wonderful life. But the big house, yard, and a family is what we wanted.

We can afford this house. The taxes are the bastards that are hurting us. I guess what I am rambling about is I sometimes miss the days of simple life.


While I love my dogs, cats, kids, house, and everything that goes with it. I just wish there was the money to just pay bills, with out doing the bill shuffle, of who can get put off another month. Or what can we eat this week?

I know pity party for one, is pity party for the whole country. But if you do have the money. Just understand that when you see a mom or a dad angry or just frustrated at the world. They just may have numb arms too.

Random Sunday Morning.

• It is 3 degrees out. Before the windchill. There are 40 mph winds. Which equals freeze your privates off, stings to breathe, make you cry like a bitch cold. So I drove to McD's for breakfast (thanks Aerial, I blame you and your coke sucking through the straw sound I heard from you yesterday)
• Bagel was elated to see me home with a hash brown and breakfast burrito, AND a chocolate milk (special treat)
• I uploaded and burned about 100 pictures, I will try not to show them all at once to you all, but it's hard to hold back.
• I am in the process of packing for my beloved weekend getaway to a scrapbook retreat less then 3 weeks away... sigh... I know, 3 weeks, but I thrive off of organizing pictures, and filing my 12x12 pretty scrapbook papers. I spent a week just on accessories alone. Then a week on tools, and inks, stamps, markers, chalks, paints... it's my obsession, go get your own.
• We faxed the request to NOT pay our taxes through our mortgage payments, giving me $479 more a month (our tax return is going to pay for the taxes, don't worry!) Just shuffling the funds around.
• I still have a retarded amount of laundry to put away. And for those of you keeping track there are still 9 garbage bags of clean clothes stacked in Weaky's closet from Thanksgiving shove-the-shit-people-are-coming-over, obviously we are not in need of most of those items, but I am noticing a shortage of underware and socks.
• We are all sick in some degree. Bagel is a mucus monkey, Weaky just sound stuffy, Spaghetti is always sick, and I woke up with a sore throat but McD's coke and Breakfast burritos, plus the grease from the hash browns has coated my throat.

Please charge me more. That's super. You suck.

So the mortgage went up again this year! Yee-fucking-ha. Not because I have a floating interest rate, but because the taxes are added into the mortgage, and so the escrow makes my mortgage insane!

We are not trained well enough to save all year to pay once or even twice a year. Not a lump some of $5277.80. I know that is nothing compared to some of my friends in neighboring towns, who are over $10K a year in taxes.

Fuck I mean our mortgage is only $776.15 a month. That is it. But if you tack on a fat escrow, $503.78, I mean, nothing like raping us sideways. The damn taxes are almost as much as our mortgage a month!

It would be great if we could budget... hmmm... with two kids now... our tax return should be about $6K... what if we just paid the mortgage all year, then dumped the whole tax return on the taxes? I just came up with that idea... hmmmm... I will talk with Spaghetti tonight about that...

Either way, broke is an understatement, I know, I know, I am preaching to the choir, we are all broke. But fuck this is my drama, so there you go.

My question is, where is our bailout?